For Partners
Workers' comp for employers
When an employee is hurt on the job, every week of delay adds cost. Aptiva’s team-care model sees injured workers fast, keeps them inside one organization from triage through imaging, treatment, rehab, and return-to-work — which means fewer authorizations, faster Maximum Medical Improvement (MMI), and lower total claim cost. Aptiva knows the Kentucky and Indiana workers’ comp systems and handles the documentation.
Companion (patient-facing): “Injured at work? What to know” (Patients hub)
The problem with fragmented work-injury care
Most injured workers bounce from an occupational-medicine visit to an imaging referral to a specialist weeks later. Every handoff is another authorization, another waiting room, another week of temporary total disability (TTD). That’s slower recovery for the worker and higher cost for the employer.
The under-one-roof model
Aptiva is structured differently: from triage through orthopedic specialty care, advanced imaging, surgery if needed, rehab, and return-to-work documentation, the worker stays inside one organization with one record and one care plan. Same-day evaluation and on-site imaging at most locations mean faster diagnosis and earlier MMI.
What it means for employers and adjusters
Fewer authorizations and fewer providers to track
Faster MMI and lower indemnity/TTD costs
Deposition-ready documentation
— PPI ratings under the AMA Guides, IMEs, FCEs, and narrative reports.
One consistent care team
across the direct-contract, workers’ comp, and auto/PIP pathways.
Kentucky & Indiana system familiarity
Aptiva’s providers handle the requirements of the Kentucky Department of Workers’ Claims (TTD, PPD, AMA Guides 5th Edition, and common forms such as the Designation of Physician and the Form 107 medical report) and the Indiana Workers’ Compensation Board (First Report of Injury, AMA Guides 6th Edition), and work directly with employers, TPAs, MCOs, and carriers — including free after-hours triage for injured workers in Indiana.
Frequently asked questions
How does this lower our claim costs?
Faster, coordinated care shortens time to MMI and reduces TTD/indemnity exposure, and the under-one-roof model cuts authorizations and duplicate visits.
Do you handle the documentation and reporting?
Yes — Aptiva manages the workers’ comp documentation, reporting, IMEs, FCEs, and impairment ratings.
Do you work with our MCO/TPA?
Yes — Aptiva works directly with employers, TPAs, MCOs, and carriers.
Who chooses the treating physician?
It depends on the state — Kentucky generally lets the worker choose (with documentation), while Indiana typically lets the employer/insurer direct care. (See the patient companion guide.)
See what it could mean for your plan.
Refer or schedule a work injury → aptivahealth.com/work-injuries. Have an injured worker who wants to understand their care? Point them to “Injured at work? What to know.”
General information for employers and claims professionals, not legal advice.